Extract from an property investment appraisal using excel

So what do we mean by Return on Investment or ROI? It's a phrase that tends to be thrown around in professional circumstances but often with different interpretations. Recently, I’ve even noticed marketing people use it to compare the revenue generated to the cost of a campaign, whereas financial analysts have more options (and acronyms) at their disposal: Return on Assets (ROA), Return on Capital Employed, Return on Equity (ROE), Return on Total Capital (ROTC) to list a few. The key thing for these ratio (or spot) based calculations is that you understand the inputs and that you're comparing like with like and whether the ROI is based on the asset itself or on the equity invested (i.e. a leveraged or geared return...

Home Are prudent savers finally wising up in their search for yield? I read in the Sunday Times (2.2.14) “Savers pull £43bn from fixed rate accounts” (last year), apparently 15.2% of the money held in fixed rate and notice accounts according to the Bank of England. The article quotes analysts who are preparing for rate rises as unemployment falls and economic growth puts pressure on officials to move the Bank rate from its record low of 0.5%. The Centre for Economics and Business Research is quoted as expecting the Bank rate to reach 1% by the year end. We'll see. The big question is when will rates normalise? Dusting off my text books (read Google-ing), the components of interest rate: Nominal Interest Rate = Real...